Federal Income Tax Calculator (2026)
Enter your income and filing status to see your federal income tax.
2026 federal income tax brackets
These apply to taxable income, which is your income after the standard deduction.
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 10% | $0 to $12,400 | $0 to $24,800 | $0 to $17,700 |
| 12% | $12,400 to $50,400 | $24,800 to $100,800 | $17,700 to $67,450 |
| 22% | $50,400 to $105,700 | $100,800 to $211,400 | $67,450 to $105,700 |
| 24% | $105,700 to $201,775 | $211,400 to $403,550 | $105,700 to $201,750 |
| 32% | $201,775 to $256,225 | $403,550 to $512,450 | $201,750 to $256,200 |
| 35% | $256,225 to $640,600 | $512,450 to $768,700 | $256,200 to $640,600 |
| 37% | $640,600 or more | $768,700 or more | $640,600 or more |
Federal income tax at common incomes (2026)
| Income | Single: tax | Effective rate | Married: tax | Effective rate |
|---|---|---|---|---|
| $40,000 | $2,620 | 6.6% | $780 | 1.9% |
| $60,000 | $5,020 | 8.4% | $2,840 | 4.7% |
| $80,000 | $8,770 | 11% | $5,240 | 6.6% |
| $100,000 | $13,170 | 13.2% | $7,640 | 7.6% |
| $150,000 | $24,734 | 16.5% | $15,340 | 10.2% |
| $250,000 | $51,304 | 20.5% | $37,468 | 15% |
Looking ahead: 2027
The IRS has published 2027 figures: the standard deduction rises to $16,600 (single) and $33,200 (married filing jointly), and every bracket threshold moves up with inflation.
Want to see Social Security, Medicare and state tax too? Use the paycheck calculator.
Frequently asked questions
What are the federal tax brackets for 2026?
The 2026 federal income tax rates are 10%, 12%, 22%, 24%, 32%, 35% and 37%. For a single filer the 22% bracket starts at $50,400 of taxable income and the 24% bracket at $105,700.
What is the standard deduction for 2026?
$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
Does moving into a higher bracket mean all my income is taxed at the higher rate?
No. Only the income inside each bracket is taxed at that rate. A raise that pushes you into a higher bracket never reduces your take-home pay.
What is the difference between marginal and effective tax rate?
Your marginal rate is the rate on your last dollar of income (your top bracket). Your effective rate is your total tax divided by your total income, and it is always lower.