Paycheck Calculator (2026)
Enter your pay and state to see your take-home pay after all taxes (2026 rates).
Choose your state
Each state page explains that state's tax rates, deductions and payroll taxes, with worked examples.
- Alabama paycheck calculator
- Alaska paycheck calculator
- Arizona paycheck calculator
- Arkansas paycheck calculator
- California paycheck calculator
- Colorado paycheck calculator
- Connecticut paycheck calculator
- Delaware paycheck calculator
- District of Columbia paycheck calculator
- Florida paycheck calculator
- Georgia paycheck calculator
- Hawaii paycheck calculator
- Idaho paycheck calculator
- Illinois paycheck calculator
- Indiana paycheck calculator
- Iowa paycheck calculator
- Kansas paycheck calculator
- Kentucky paycheck calculator
- Louisiana paycheck calculator
- Maine paycheck calculator
- Maryland paycheck calculator
- Massachusetts paycheck calculator
- Michigan paycheck calculator
- Minnesota paycheck calculator
- Mississippi paycheck calculator
- Missouri paycheck calculator
- Montana paycheck calculator
- Nebraska paycheck calculator
- Nevada paycheck calculator
- New Hampshire paycheck calculator
- New Jersey paycheck calculator
- New Mexico paycheck calculator
- New York paycheck calculator
- North Carolina paycheck calculator
- North Dakota paycheck calculator
- Ohio paycheck calculator
- Oklahoma paycheck calculator
- Oregon paycheck calculator
- Pennsylvania paycheck calculator
- Rhode Island paycheck calculator
- South Carolina paycheck calculator
- South Dakota paycheck calculator
- Tennessee paycheck calculator
- Texas paycheck calculator
- Utah paycheck calculator
- Vermont paycheck calculator
- Virginia paycheck calculator
- Washington paycheck calculator
- West Virginia paycheck calculator
- Wisconsin paycheck calculator
- Wyoming paycheck calculator
What comes out of your paycheck
- Federal income tax: progressive rates of 10% to 37% on income above the standard deduction.
- Social Security: 6.2% of wages up to $184,500 in 2026.
- Medicare: 1.45% of all wages, plus an extra 0.9% on wages above $200,000.
- State and local income tax: from 0% in states like Texas and Florida to over 10% at the top in California and New York.
- Pre-tax deductions: 401(k) contributions lower your income tax; Section 125 benefits (health, dental, vision) also lower Social Security and Medicare.
Frequently asked questions
How do I calculate my take-home pay?
Start with gross pay, subtract pre-tax deductions such as 401(k) contributions, then subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and any state and local taxes. What is left is your net, or take-home, pay.
What percentage of my paycheck goes to taxes?
For most US workers, between 15% and 30% of gross pay goes to taxes. It depends on your income, filing status, state and pre-tax deductions. Use the calculator to see your exact effective rate.
What is the 2026 federal standard deduction?
$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
Why is my actual paycheck different from the estimate?
Employers withhold using IRS Publication 15-T and your W-4 settings, and may deduct items this calculator does not know about (benefits, garnishments, local taxes). The calculator estimates your full-year tax, which is what your withholding is designed to cover.