Iowa take-home pay examples (2026)
Single filer, paid every two weeks, no 401(k) or pre-tax benefits.
| Salary | Federal tax | FICA | State & payroll | Take-home / year | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $868 | $33,452 | $1,286.61 |
| $60,000 | $5,020 | $4,590 | $1,628 | $48,762 | $1,875.45 |
| $80,000 | $8,770 | $6,120 | $2,388 | $62,722 | $2,412.38 |
| $100,000 | $13,170 | $7,650 | $3,148 | $76,032 | $2,924.30 |
| $150,000 | $24,734 | $11,475 | $5,048 | $108,743 | $4,182.42 |
Iowa income tax rates for 2026
Iowa uses a single flat rate of 3.8% on taxable wages after a standard deduction of $16,100 (single) or $32,200 (married filing jointly). On a $60,000 salary that works out to about $1,628 a year.
Local income taxes
Most Iowa school districts add an income surtax, charged as a percentage of your Iowa income tax (not of your pay), from 1% to 20%. Appanoose County adds another 1% for emergency medical services. The surtax is not taken from paychecks: you pay it when you file your return. It is not included in this estimate.
Federal taxes on every Iowa paycheck
- Federal income tax: 10% to 37% on income after the 2026 standard deduction ($16,100 single, $32,200 married).
- Social Security: 6.2% of wages up to $184,500.
- Medicare: 1.45% of all wages, plus 0.9% on wages above $200,000.
Good to know
- Iowa taxes all income at a flat 3.8% in 2026. The tax starts from your federal taxable income, so the federal standard deduction applies.
- Each filer gets a $40 tax credit ($80 for joint filers and heads of household), and each dependent adds another $40.
- Employers withhold using a smaller deduction than the real standard deduction ($13,000 single, $19,500 head of household), so most workers have a little too much withheld and get it back as a refund.
- Bonuses are withheld at a flat 3.8%.
More Iowa tools: Iowa sales tax calculator · bonus tax calculator · overtime calculator.
Frequently asked questions
How much is $60,000 a year after taxes in Iowa?
A single filer earning $60,000 in Iowa takes home about $48,762 a year, or $1,875.45 every two weeks, after federal income tax, Social Security, Medicare and Iowa income tax (2026 rates, no pre-tax deductions).
Does Iowa have a state income tax?
Yes. Iowa taxes wages at a flat 3.8%. The 2026 standard deduction for a single filer is $16,100.
Are there local income taxes in Iowa?
Most Iowa school districts add an income surtax, charged as a percentage of your Iowa income tax (not of your pay), from 1% to 20%. Appanoose County adds another 1% for emergency medical services. The surtax is not taken from paychecks: you pay it when you file your return. It is not included in this estimate.
How is a Iowa bonus taxed?
Bonuses paid separately usually have 22% federal income tax withheld (37% above $1 million), plus 7.65% for Social Security and Medicare, plus Iowa's supplemental rate of 3.8%.
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